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Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

1. The difference between the face value of a life insurance policy and its cash value is the

A) market value.
B) term value.
C) assumed amount.
D) net amount.

2. Which of the following groups is NOT eligible for the Healthy New York Program?

A) Sole proprietors
B) Large employers
C) Small employers
D) Working uninsured

3. Medicaid provides which coverage that Medicare does NOT?

A) inpatient hospital services
B) ambulance services
C) custodial care
D) inpatient psychiatric care

4. Clark will be doing business as an agent. When MUST he be appointed by the insurer?

A) Within 20 days after commissions have been paid.
B) Within 15 days of submitting his license application.
C) At the time the license application is submitted.
D) Within 15 days of signing the agency contract.

5. Which type of life insurance policy is written under a single contract for both spouses in which it is payable upon the first death?

A) Joint.
B) Dual capacity.
C) Survivorship.
D) Spousal.

Solutions: